Increase Your Pension By £250k

I recently moved company, and received a significant pay-rise. I really did not like the amount of money that was going towards my student loan, and it was having a very limited impact on the overall balance (being eaten away...

August Net Worth Update – £107,045.10 (21.4% to FIRE!)

August was a busy month but a less expensive one. I've been on about four holidays between April and July this year, therefore it was time for me to spend some time reading, writing, and thinking rather than go on...

Rent a Room Scheme / Tax Free Income

In May last year I wrote a blog about house hacking in the UK. It seems to been the most popular article on my site. I stopped "house hacking", around October 2021, when my cousin/lodger moved out of the house....

Pension vs Paying Off Mortgage?

This is a topic I have struggled with, trying to work out where best to put my "excess" money (although feels like this is a thing of the past in this cost of living crisis!). The options (as I see...

Weekly Dividend Stocks

How to get paid every single week of the year? These 12 stocks ensure a consistent cash flow. In this article, I'll reveal the 12 stocks in my dividend stock portfolio, explain how this strategy works, and show you how...

Bank of England – Base Rate to 1.75% – Best Savings Rates for UK Savers?

The BOE increased their interest rate this morning by a whopping 0.50% (well, more like 40% increase, the largest rise in 27 years). This was not much of a shock, and most commentators had expected exactly this. Potentially, there is...

My First “Passive Income” (£15 a month on YouTube) – Helping Me To Financial Independence

When planning my early retirement, in October 2030, I hadn't realized just how steep a battle it would be. What I also hadn't accounted for, is the power of "passive income". I pit it in " marks, as I don't...

Net Worth Update – July 2022

It's been a while since I have delivered an update to this blog. The markets have not been treating me well as of late. I still have large exposure to COIN (Coinbase), some crypto, and some tech equities. As you...

A 25% Boost To Your Savings?! – How to Open A Lifetime ISA with MoneyBox.

My friends often ask "how to open an ISA" or "what is the difference between a SIPP and an ISA", I will touch on the latter another day. But today, I wanted to do a quick video on how to...

BEST UK SAVINGS ACCOUNT 2022 – 1.5% – 5% Interest!

Chase recently launched a savings account that has got me all excited. The details are as follows: Interesting rate - 1.5% EASY ACCESS - This means you can add/withdraw whenever you want no penalties5% Interest on any money saved via...