Does Salary Sacrifice affect My Mortgage?
The short answer is, no, your salary sacrifice scheme should not affect your mortgage application. So long as the lender you are applying for takes into account your "gross" income (before deductions), rather than your net income, you shouldn't need...
Net Worth Update: January 2024 – £148,729.00 (+£3.8k)
Hell of a month, around a £3.8k increase on last month. Key factors were increase in pension (US markets had a very good Dec/Jan), increase in salary from December an increase in house prices (+£2k). Having been a bit stagnant...
Sarah Moore – How to Buy An Established Business and Make Millions
Sarah Moore's story is a remarkable tale of determination, ingenuity, and sheer hustle. Featured on the "My First Million" podcast, hosted by Shaan Puri, Sarah shares her incredible journey from being a troubled teen to acquiring a multi-million dollar business,...
Pieter Levels: The Solopreneur Behind a $2.7M/Year Empire
Pieter Levels, a name that might not ring a bell for many, is a solopreneur who has carved a unique niche in the digital world. His story is not just about building successful online businesses; it's about doing it single-handedly,...
Why We Should Learn to Be Bored.
“All of humanity’s problems stem from (people)’s inability to sit quietly in a room alone.” — Pascal, 1654 This quote hit me very hard when I first read it. It’s even more relevant now than ever. It seems we cannot...
Applying Ray Dalio’s $140billion Principles To Your Normal Life
Subscribe to our newsletter![newsletter_form type="minimal"] Ray Dalio, the founder of Bridgewater Associates, one of the world's largest hedge funds, has shared a wealth of wisdom about life, work, and success. His principles, as outlined in his book "Principles: Life and...
ChatGPT Predicts When I can FIRE?
Planning for early retirement can be a complex and daunting task. It requires a clear understanding of your financial goals and the ability to forecast your savings progress. Fortunately, I discovered ChatGPT, a powerful AI language model developed by OpenAI,...
27.62% to Financial Freedom – April 2023 (£138,075.18)
Welcome to my monthly financial update for April 2023! I'm excited to share my progress with you and give you an inside look into my personal finances. This month, I'll be providing a more in-depth analysis of my net worth,...
The Great Financial Debate: Pension vs ISA
The debate over pension versus ISA has been raging on for many years. I suspect it will always be there. In recent years, particularly with the recent removal of the lifetime allowance, the balance appears to have tipped towards pensions....
From Side Project to $575M – An Incredible Bootstrap Story
Have you ever heard of Markus Frind? If not, let me introduce you to one of the most remarkable bootstrap stories in the world of online dating. In 2003, Frind created a dating site as a side project, and by...
