
Net Worth Update – £138K – Oct ’23 (Down £1,573.49)
If you are new here I update this blog with my net worth each month, tracking my progress to financial independence. Like many chasing FIRE (Financial Independence Retire Early) I mostly chasing this so I can focus my times on...

September 2023 Net Worth Update (+£2935.51)
This month was a long one, I feel like I achieved a lot of what I wanted to, and made some dents in my financial goals. There is a lot below, including a total breakdown of my assets and liabilities,...

How I Am Saving in this Cost of Living Crisis
Excuse the tone, I wrote this on my morning mental health walk. In recent times, the cost of living crisis has become I've been pondering on this issue, considering how I can help others navigate through this challenging period. Although...

Top 5 Stocks the Smart Money is Buying for the 2023 Recession.
Hey there, fellow money tree growers! As we navigate the stormy seas of the 2023 recession, it's more crucial than ever to keep our eyes on the horizon and our hands firmly on the wheel. Recently, I came across a...
What to do with your annual pay-raise?
It's pay-rise time of year. I got a very meager 3%, which I have poured into the pension for a couple of reasons. 1.) It makes that meager increase go a lot farther (about 70% as I am trying to...
March FIRE Update – +26% YoY £130,380.67 (+£9,381.51)
Well, when they said the first 100k is the hardest, they really meant it. Since February, I've added £9,381.51 to my net worth. This is roughly 26% to my FIRE target. This year it has been tough to make headway...
Should You Pay Off Your Student Loans? UK
Student loans are a hotly debated topic, with many people wondering whether it's best to pay them off as quickly as possible or keep them for as long as possible. In this article, we'll break down some factors to consider...
3 Reasons You Shouldn’t Pay Back Your Student Loans Early (UK)
In the UK, the average student loan debt is £45,800. While this may seem like a staggering amount, the reality is that many graduates need not worry about paying it off. This blog post will explore why paying off your...
How Graham Stephan Lives for Free (House Hacking – Los Angeles)
House hacking is a real estate investment strategy that involves buying a multi-family property and renting out the other units to cover your housing expenses. It's an effective way to reduce housing costs, and for some, it could mean living...