5 Reasons to Start Investing in your 20s

It may seem easier to think about investing when you’re financially secure or closer to retirement. But investing in your 20s is one of the best ways to achieve financial independence early. Many people assume investing is only for retirement,...

How to Retire Early

https://youtu.be/QJuSPXNg0x4 Today, millions of people long before the traditional age of 62. But even retiring a few years early requires plenty of financial planning to ensure you have enough money to carry you through retirement. If early retirement to you...

5 Side Hustles You Can Start Today

Today it’s easier than ever to make money outside of your 9 to 5 job. If you’re trying to achieve financial independence, starting a side hustle will get you there much faster. You can work a side hustle on your...

How to Negotiate a Pay Raise

The last year created its struggles for businesses, but that doesn’t mean employees don’t deserve a pay raise. If you think you’re going above and beyond at your job or you aren’t paid at least the average salary for your...

May Update – £70,976 (+£3,948.00) – Total Restricted/Unrestricted Wealth = £85,579

Quick update this month. I had some large expenses, but still managed to keep my head above the parapet and stick to my savings plans. The main expense of the month was an £850 wardrobe from IKEA. A worthwhile purchase...
House Hacking

House Hacking in the UK:

What is House Hacking?House hacking is a strategy that involves renting out portions of your primary residence to generate income that is used to offset the cost of your mortgage and other expenses associated with owning a home. For instance,...

Net Worth Update for April 2021 – £67,028 (+£15,077)

After only just breaking through £50k last month, my net worth hit a new record high of £67,028. My net worth increased by a (frankly ridiculous) £15,077 this month, or £495 per day. This was massively buoyed by two factors....

Net Worth Update for March 2021 – £51,951 (+£5,423)

I thought I would preface this with some figures. I have been tracking my income / savings rate since June 2018. This was when I started my first proper job (I had one before but saved nothing from it!). It's...