What to do with your annual pay-raise?
It's pay-rise time of year. I got a very meager 3%, which I have poured into the pension for a couple of reasons. 1.) It makes that meager increase go a lot farther (about 70% as I am trying to...
March FIRE Update – +26% YoY £130,380.67 (+£9,381.51)
Well, when they said the first 100k is the hardest, they really meant it. Since February, I've added £9,381.51 to my net worth. This is roughly 26% to my FIRE target. This year it has been tough to make headway...
Should You Pay Off Your Student Loans? UK
Student loans are a hotly debated topic, with many people wondering whether it's best to pay them off as quickly as possible or keep them for as long as possible. In this article, we'll break down some factors to consider...
3 Reasons You Shouldn’t Pay Back Your Student Loans Early (UK)
In the UK, the average student loan debt is £45,800. While this may seem like a staggering amount, the reality is that many graduates need not worry about paying it off. This blog post will explore why paying off your...
How Graham Stephan Lives for Free (House Hacking – Los Angeles)
House hacking is a real estate investment strategy that involves buying a multi-family property and renting out the other units to cover your housing expenses. It's an effective way to reduce housing costs, and for some, it could mean living...
Who is Mohela? The Financial Services company threatening Biden’s student loan forgiveness plan.
The Missouri Higher Education Loan Authority (MOHELA), an obscure financial services company based just outside of St. Louis, has emerged as a central player in the legal battle over President Joe Biden's multibillion-dollar student debt relief plan. Six Republican-led states,...
January 2023 FIRE Update – £125,093 / 25.02%
As of January, my net worth sits at £125,092. This includes my house equity of £108,579, other investments (including my pension) of £19,375, and household debt of £7,554. While I'm pleased to see my net worth increasing, I must acknowledge...
Best UK Savings Accounts February 2023
Are you looking for a place to park your cash and earn some interest on your savings? There are many options out there, each with their own set of pros and cons. In this article, we'll take a look at...
City Pub Group: Share Price should be double where it is currently
The City Pub Group ($CPC) announced their FY results for 2022. Below is our summary. My brief thesis on why this stock is so undervalued. The City Pub Group, a company that operates 44 premium pubs in southern England and...
Graham Stephan Just Lost His YouTube Subscribers MILLIONS OF DOLLARS
Last night, Sasha Yanshin, an upcoming Finance YouTuber with a nose for bullsh*t, released a video on the collapse of the FTX cryptocurrency exchange. This company was dubbed the “second largest crypto exchange in the world” and its fall from...