Does Salary Sacrifice Reduce Student Loan? With Video Explanation.

In recent years, salary sacrifice schemes have become increasingly popular among UK employees as a means of reducing their tax liabilities and increasing their take-home pay. One question that often arises is whether participating in a salary sacrifice scheme can...

How to Live for Free in the UK?

If you have been following the blog for a while you will know my most popular blog has been around house hacking in the UK. The idea that you can live for free by renting out your spare room is...

How Much Do Recruiters Make in the UK?

When I used to work in the recruitment agency industry, I had this question all the time. Whilst I could give an indicator of how much I was paid, that didn't tell much of a story. However, this seems a...

Rent a Room Scheme / Tax Free Income

In May last year I wrote a blog about house hacking in the UK. It seems to been the most popular article on my site. I stopped "house hacking", around October 2021, when my cousin/lodger moved out of the house....

Pension vs Paying Off Mortgage?

This is a topic I have struggled with, trying to work out where best to put my "excess" money (although feels like this is a thing of the past in this cost of living crisis!). The options (as I see...

A 25% Boost To Your Savings?! – How to Open A Lifetime ISA with MoneyBox.

My friends often ask "how to open an ISA" or "what is the difference between a SIPP and an ISA", I will touch on the latter another day. But today, I wanted to do a quick video on how to...

January 2022 – Net Worth Update +£2,489 £103,393

January is always a tough month for keeping the finances healthy. This year was no exception. I was completely buoyed by the housing market continuing its strength, an off-cycle bonus, and a new stock grant from my company. I never...