What to do with your annual pay-raise?
It's pay-rise time of year. I got a very meager 3%, which I have poured into the pension for a couple of reasons. 1.) It makes that meager increase go a lot farther (about 70% as I am trying to...
Should You Pay Off Your Student Loans? UK
Student loans are a hotly debated topic, with many people wondering whether it's best to pay them off as quickly as possible or keep them for as long as possible. In this article, we'll break down some factors to consider...
3 Reasons You Shouldn’t Pay Back Your Student Loans Early (UK)
In the UK, the average student loan debt is £45,800. While this may seem like a staggering amount, the reality is that many graduates need not worry about paying it off. This blog post will explore why paying off your...
How Graham Stephan Lives for Free (House Hacking – Los Angeles)
House hacking is a real estate investment strategy that involves buying a multi-family property and renting out the other units to cover your housing expenses. It's an effective way to reduce housing costs, and for some, it could mean living...
Who is Mohela? The Financial Services company threatening Biden’s student loan forgiveness plan.
The Missouri Higher Education Loan Authority (MOHELA), an obscure financial services company based just outside of St. Louis, has emerged as a central player in the legal battle over President Joe Biden's multibillion-dollar student debt relief plan. Six Republican-led states,...
SIPP vs Lifetime ISA – Where Should I Put My Money?
When it comes to deciding between a pension and a Lifetime ISA, there are several factors you should consider. To make an informed decision, you need to understand the differences between these two options as well as your financial goals...
Does Salary Sacrifice Reduce Student Loan? With Video Explanation.
In recent years, salary sacrifice schemes have become increasingly popular among UK employees as a means of reducing their tax liabilities and increasing their take-home pay. One question that often arises is whether participating in a salary sacrifice scheme can...
Best UK Savings Accounts February 2023
Are you looking for a place to park your cash and earn some interest on your savings? There are many options out there, each with their own set of pros and cons. In this article, we'll take a look at...
Increase Your Pension By £250k
I recently moved company, and received a significant pay-rise. I really did not like the amount of money that was going towards my student loan, and it was having a very limited impact on the overall balance (being eaten away...
Rent a Room Scheme / Tax Free Income
In May last year I wrote a blog about house hacking in the UK. It seems to been the most popular article on my site. I stopped "house hacking", around October 2021, when my cousin/lodger moved out of the house....
