What to do with your annual pay-raise?
It’s pay-rise time of year. I got a very meager 3%, which I have poured into the pension for a couple of reasons. 1.) It …
General
January 2023 FIRE Update – £125,093 / 25.02%
As of January, my net worth sits at £125,092. This includes my house equity of £108,579, other investments (including my pension) of £19,375, and household …
How to Live for Free in the UK?
If you have been following the blog for a while you will know my most popular blog has been around house hacking in the UK. …
How Much Do Recruiters Make in the UK?
When I used to work in the recruitment agency industry, I had this question all the time. Whilst I could give an indicator of how …
FIRE Update – December 2022 – £124k – (Joint Finances and Life Changes)
Why it was tough? December was a tough month. Not only were the markets unkind to me (I have feelings too!), but it’s the most …
Graham Stephan Just Lost His YouTube Subscribers MILLIONS OF DOLLARS
Last night, Sasha Yanshin, an upcoming Finance YouTuber with a nose for bullsh*t, released a video on the collapse of the FTX cryptocurrency exchange. This …
October Net Worth – £118,069.63 (+1% / +£840) – 23.61% to FIRE
Not the most successful month, house prices seem to have stabilised, and I don’t expect many increases on this front (likely a sell-off in the …
Pension vs Paying Off Mortgage?
This is a topic I have struggled with, trying to work out where best to put my “excess” money (although feels like this is a …
My First “Passive Income” (£15 a month on YouTube) – Helping Me To Financial Independence
When planning my early retirement, in October 2030, I hadn’t realized just how steep a battle it would be. What I also hadn’t accounted for, …
A 25% Boost To Your Savings?! – How to Open A Lifetime ISA with MoneyBox.
My friends often ask “how to open an ISA” or “what is the difference between a SIPP and an ISA”, I will touch on the …