What to do with your annual pay-raise?
It's pay-rise time of year. I got a very meager 3%, which I have poured into the pension for a couple of reasons. 1.) It makes that meager increase go a lot farther (about 70% as I am trying to...
January 2023 FIRE Update – £125,093 / 25.02%
As of January, my net worth sits at £125,092. This includes my house equity of £108,579, other investments (including my pension) of £19,375, and household debt of £7,554. While I'm pleased to see my net worth increasing, I must acknowledge...
How to Live for Free in the UK?
If you have been following the blog for a while you will know my most popular blog has been around house hacking in the UK. The idea that you can live for free by renting out your spare room is...
How Much Do Recruiters Make in the UK?
When I used to work in the recruitment agency industry, I had this question all the time. Whilst I could give an indicator of how much I was paid, that didn't tell much of a story. However, this seems a...
FIRE Update – December 2022 – £124k – (Joint Finances and Life Changes)
Why it was tough? December was a tough month. Not only were the markets unkind to me (I have feelings too!), but it's the most expensive month of the year. This was compounded by my decision to go skiing in...
Graham Stephan Just Lost His YouTube Subscribers MILLIONS OF DOLLARS
Last night, Sasha Yanshin, an upcoming Finance YouTuber with a nose for bullsh*t, released a video on the collapse of the FTX cryptocurrency exchange. This company was dubbed the “second largest crypto exchange in the world” and its fall from...
October Net Worth – £118,069.63 (+1% / +£840) – 23.61% to FIRE
Not the most successful month, house prices seem to have stabilised, and I don’t expect many increases on this front (likely a sell-off in the short-mid term). Still, I am happy to keep forward momentum in a challenging macroeconomic environment....
Pension vs Paying Off Mortgage?
This is a topic I have struggled with, trying to work out where best to put my "excess" money (although feels like this is a thing of the past in this cost of living crisis!). The options (as I see...
My First “Passive Income” (£15 a month on YouTube) – Helping Me To Financial Independence
When planning my early retirement, in October 2030, I hadn't realized just how steep a battle it would be. What I also hadn't accounted for, is the power of "passive income". I pit it in " marks, as I don't...
A 25% Boost To Your Savings?! – How to Open A Lifetime ISA with MoneyBox.
My friends often ask "how to open an ISA" or "what is the difference between a SIPP and an ISA", I will touch on the latter another day. But today, I wanted to do a quick video on how to...
